The first time home buyer tax credit, which Congress in February increased to $8,000 from $7,500, eliminating the repayment requirement, is an incentive you'd expect consumers to be clamoring over. But I have found that many people are  prime candidates for the credit aren't even aware of it. Call your Tax preparer....if you have bought a home in the last year you can still get the $8,000 check from Uncle Sam.  I would suggest you go online and check out all your options. It is your Money why not get while you can.